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Smart Cash

The Smart Cash card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with cash rebates on all of your credit card purchases. This card offers up to 5% in cash rebates on gas and grocery purchases for the first 6 months, up to 3% in cash rebates on gas and grocery purchases thereafter, and up to 1% in cash rebates on all other purchases. You'll also receive a 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and 24-hour customer service. Apply today for the Smart Cash card to get up to 5% cash back on gas and grocery purchases for 6 months and to access the low introductory rate on balance transfers and cheque cash advances.

Reviewers Ratings:

Basic Credit Card Information

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Please refer to online application legal disclosures.

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Rebate

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Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months and up to 3% thereafter, plus earn up to 1% cash back on all other qualifying net retail purchases.

Rebate Details:

Cheques will only be issued in $50 increments. You can earn the 5% bonus rate on the first $600 of eligible transactions per month for the duration of the bonus offer, and you'll earn 1% thereafter within any given month when you meet the maximum threshold.

Apply for your Smart Cash MasterCard® Credit Card card today!

Credit Card Review

This review was updated

Reward Program Information

Type Of Rewards:	Rebate
Reward Program Optional:	No
Optional programs may have a fee. See Please refer to online application legal disclosures. for details.*

For Cards with Cash Back Incentives

Lowest Possible Rebate:	1%
Highest Possible Rebate:	5%
Additional Rebates:	Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months and up to 3% thereafter, plus earn up to 1% cash back on all other qualifying net retail purchases.
Rebate Details:	Cheques will only be issued in $50 increments. You can earn the 5% bonus rate on the first $600 of eligible transactions per month for the duration of the bonus offer, and you'll earn 1% thereafter within any given month when you meet the maximum threshold.

For Cards with Point Incentives

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For Cards with Airline Incentives

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Additional Credit Card Perks

Various online account related services. 24-hour customer service. See website for additional benefits.

Special Notations about the Smart Cash

*Please refer to online application legal disclosures.

Always read the credit card's *Please refer to online application legal disclosures. before applying!

Credit Card Issuers

Credit Card Features

Additional Information

Smart Cash