The Rewards 660 Visa® Card, issued by Dakota State Bank, is a credit card designed for those with poor credit who would like an unsecured credit card.
The main benefit of this unsecured credit card is that it reports to the TransUnion and Equifax credit bureaus. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus.
The annual fee applied to new accounts is $48. There is also an account set-up fee of $97, a one time program fee of $95, and a monthly maintenance fee of $10, which amounts to $120 per year. The total amount of standard fees (not including penalty or default fees) is $360 for the first year.
This card does have an above average interest rate for purchases, but those cardholders who can pay their monthly balances in full will be able to avoid the high rate while still taking advantage of having their card reported to TransUnion and Equifax.
Therefore, those who can pay their balances in full, want an unsecured credit card, and do not mind paying the various fees may find the Rewards 660 Visa® Card to be beneficial.
This review was updated 2008-04-04T00:00:00.0000000-07:00
| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
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Optional programs may have a fee. See Data for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
For Cards with Point Incentives
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
Additional Credit Card Perks
Various Internet account related services.
Lost and stolen card reporting.
See website for additional benefits.
Special Notations about the Rewards 660 Visa® Card
The card has a $95 program fee and a one time $97 account set-up fee.
The participation fee of $120 is divided into $10 monthly.
Cash advances are subject to limitations and are not permitted within the first ninety days following card issuance.
Offer not available to New York or Wisconsin residents.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Data before applying!
