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READYdebit® Card
Basic Credit Card Information
| Introductory Rate: |
No Introductory Rate Available |
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| Annual Fee Details: |
Fees vary per plan and usage.* See website for details. |
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| Participation Fee: |
$4.95 - $8.95 monthly* |
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| Inactive Fee: |
A $15 fee applies to those who require a paper check to terminate the account. |
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| Total First Year Fees: |
up to $117.35** |
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Credit Card Review
The READYdebit® Card issued by MetaBank™ is the perfect way for people who don’t have a checking account to obtain and use a debit card for all of their purchases - whether plastic is required or not.
With this prepaid card, cardholders simply load the READYdebit® Card with cash and use it anywhere Visa debit cards are accepted. Paychecks can even be directly deposited into a READYdebit® card account to get easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees.
The READYdebit® Card offers two options, depending on the cardholder's needs. The Basic plan is $4.95 a month, while the Select plan is $8.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions.
The best thing about the READYdebit® Card is the freebies. Unlike other prepaid cards, cardholders are not charged card loading fees or negative balance fees - something banks would charge a pretty penny for.
The READYdebit® Card can be used to book hotel or car reservations or to make purchases online - something that just can't be done without a credit card. Plus, your funds on the READYdebit® Card are protected by Visa®'s Zero Liability™ policy, which protects cardholders from unauthorized transactions.
Funds can be loaded onto the READYdebit® via direct deposit, or at participating retail stores including Wal-Mart, Walgreens, Rite Aid, RadioShack, and wherever the Visa ReadLink symbol is displayed. This review was updated
Reward Program Information
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| Reward Program Optional: |
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Optional programs may have a fee. See *See website for complete terms and conditions of card usage and application disclosure.
**Fees depend on plan. Fee do not include fees for ATM withdrawals, PIN transactions, balance inquiries, online bill pay, and bank teller cash advance fees. for details. |
For Cards with Cash Back Incentives
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For Cards with Airline Incentives
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Additional Credit Card Perks
See website for additional benefits.
Special Notations about the READYdebit® Card
*See website for complete terms and conditions of card usage and application disclosure.
**Fees depend on plan. Fee do not include fees for ATM withdrawals, PIN transactions, balance inquiries, online bill pay, and bank teller cash advance fees.
Always read the credit card's *See website for complete terms and conditions of card usage and application disclosure.
**Fees depend on plan. Fee do not include fees for ATM withdrawals, PIN transactions, balance inquiries, online bill pay, and bank teller cash advance fees. before applying!
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