Is you credit really bad? Is being approved for a credit card absolutely impossible? If so, then it is in your best interest get prepaid credit cards. Prepaid credit cards give the customer less responsibility to increasing liabilities. Applying for a prepaid credit card is easy, and nearly every individual that applies is approved, regardless of their credit history. Prepaid credit cards work similar to a debt cards. You place money onto the credit card and you can only spend the limit that you have placed on the card. This makes it easy for you to keep your spending limit, unlike a credit card where often times you will keep spending?even though you now you do not have any more money to cover you debt ratio. When you are ready to apply for prepaid credit cards scroll through the list of cards to find the one that is right for you, and apply!