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NetSpend® Visa® Prepaid Debit Card

The NetSpend® Visa® Prepaid Debit Card provides 100% approval with no credit check required. There are two pricing plans available with this prepaid card to fit your specific needs, the Pay-As-You-Go plan and the Fee Advantage plan. Setting up direct deposits from your employer to your card account is free, or you can make free account-to-account transfers via the Internet to load funds to your card. You can add up to $10,000 to your account, and your funds are held in an exclusive 5% APY savings account. You'll also be able to borrow money and build credit with the iAdvance line of credit, plus there are absolutely no overdraft fees or minimum balance requirements. Sign up for the NetSpend® Visa® Prepaid Debit Card today to get instant approval with no credit checks.

Reviewers Ratings:

Basic Credit Card Information

Introductory Rate:

No Introductory Rate Available

Rate Applied To:

Additional Details:

Regular APR:

Variable or Fixed:

Annual Fee:

Annual Fee Details:

Application Fee:

$9.95

Participation Fee:

$119.40 ($9.95 monthly)

Reload Fee:

Free direct deposits; free account-to-account transfers via the Internet; $4.95 for account-to-account transfers via a toll-free number; convenience fees for loading funds at local distributors are determined by the distributor.

Inactive Fee:

$5.95

Total First Year Fees:

$129.35

Types Of Rewards:

Apply for your NetSpend® Visa® Prepaid Debit Card card today!

Credit Card Review

This review was updated

Reward Program Information

Type Of Rewards:
Reward Program Optional:
Optional programs may have a fee. See This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs (the current card details reflect the Fee Advantage option). for details.

For Cards with Cash Back Incentives

Lowest Possible Rebate:
Highest Possible Rebate:
Additional Rebates:
Rebate Details:

For Cards with Point Incentives

Points Per Dollar Spent:
Additional Points:
Point Details:

For Cards with Airline Incentives

Miles Per Dollar Spent:
Additional Miles:
Program Details:

Rewards Expiration Period:

Annual Limit:

Additional Credit Card Perks

iAdvance Line of Credit. NetSpend Premier. Online Bill Pay.

Special Notations about the NetSpend® Visa® Prepaid Debit Card

This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs (the current card details reflect the Fee Advantage option).

Always read the credit card's This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs (the current card details reflect the Fee Advantage option). before applying!

Credit Card Issuers

Credit Card Features

Additional Information

NetSpend® Visa® Prepaid Debit Card