The Money Return® Visa® Platinum Plus®, issued by FIA Card Services, N.A., is designed for those who are looking for a platinum credit card with a unique cash back reward program.
Cardholders will earn a 10% rebate on any finance charges that are applied to the account. Rebates of $2 or more are mailed via check. Rebates of less than $2 are credited to the account. Refunds are dispersed in January for the preceding year. Accounts must be in good standing to receive the refund. Of course, the major drawback of the program is that cardholders have to carry a monthly balance in order to receive any rebates, which can prove costly to those approved for the highest rate.
This card offers a 0% introductory rate that can be applied to balances transfers and cash advance checks for the first six billing cycles, and it provides a reasonable APR for purchases and balance transfers once the introductory rate expires. There is also no annual fee.
In addition to the rebate, cardholders can expect platinum benefits including auto rental insurance, various travel and emergency assistance services, and purchase replacement.
Therefore, those who would like a rebate based on incurred finance charges and qualify for the lowest rate offered will find the Money Return® Visa® Platinum Plus® to be a beneficial option.
This review was updated 2008-06-19T00:00:00.0000000-07:00
| Type Of Rewards: |
Rebate |
| Reward Program Optional: |
No |
|
Optional programs may have a fee. See Terms and
Conditions for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
10%** |
| Highest Possible Rebate: |
10%** |
| Additional Rebates: |
None |
| Rebate Details: |
**10% of the total interest charges that the cardholder paid will be reimbursed to them at the end of every calendar year. Rebates of $2 or more are mailed via check. Rebates of less than $2 are credited to the account. Accounts must be in good standing to receive the refund. |
For Cards with Point Incentives
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/a
Annual Limit: None
Additional Credit Card Perks
See website for card benefits.
Special Notations about the Money Return® Visa® Platinum Plus®
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's
Terms and
Conditions before applying!
