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IberiaBank Visa® Classic Card

Basic Credit Card Information

Introductory Rate:

0% APR for 6 Months

Rate Applied To:

Balance Transfers

Additional Details:

The introductory rate is available on balance transfers submitted during the first three months.

Regular APR:

4.00%

Variable or Fixed:

Variable

Annual Fee:

Annual Fee Details:

None

Application Fee:

n/app

Participation Fee:

n/app

Reload Fee:

n/app

Inactive Fee:

n/app

Total First Year Fees:

n/app

Types Of Rewards:

n/app

Apply for your IberiaBank Visa® Classic Card card today!

Credit Card Review

The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a very low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.

Therefore, those who are looking for a low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

This review was updated 2008-06-04T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	n/app
Reward Program Optional:	n/app
Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives

Lowest Possible Rebate:	n/app
Highest Possible Rebate:	n/app
Additional Rebates:	n/app
Rebate Details:	n/app

For Cards with Point Incentives

Points Per Dollar Spent:	n/app
Additional Points:	n/app
Point Details:	n/app

For Cards with Airline Incentives

Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: n/app

Annual Limit: n/app

Additional Credit Card Perks

Various internet account services. Lost and stolen card reporting. See website for additional benefits.

Special Notations about the IberiaBank Visa® Classic Card

The APR for purchases and balance transfers varies according to the applicant's credit history and will be -1.00%, 0.00%, or 1.00% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and will be 0.00%, 1.00%, or 2.00% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Data before applying!

Creadit Card Issuers

Credit Card Features

Additional Information

IberiaBank Visa® Classic Card