The Citi PremierPass® Card, issued by Citibank, is designed for those with excellent credit who may also be looking for a card that offers rewards.
Through the reward program, cardholders earn one point for every dollar spent on general purchases and one point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Points can be redeemed for travel on any airline, gift certificates, merchandise, and more. The maximum number of points that can be earned per year is 100,000, and points will expire in three years if the account has not been active during that time. Cardholders will earn 10,000 bonus points after $300 in purchases are made within three months of account opening.
Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.
This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers. There is also an attractive 0% introductory rate available on balance transfers for up to twelve months. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
Therefore, those who will be able to take advantage of the reward program and the additional services available will benefit most from what the Citi PremierPass® Card has to offer.
This review was updated 2008-06-06T00:00:00.0000000-07:00
| Type Of Rewards: |
Point |
| Reward Program Optional: |
No |
|
Optional programs may have a fee. See Terms and
Conditions for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
For Cards with Point Incentives
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
Earn 1 ThankYou flight point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Earn 1 ThankYou purchase point per dollar spent on all purchases. |
| Point Details: |
Points can be redeemed for flights on any airline, merchandise, gift certificates, and statement credits through the ThankYou(SM) Network. |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: 3 Years (Points do not expire as long as the account is active during a 3-year period.)
Annual Limit: 100,000 Points (only 50,000 of which may be ThankYou flight points)
Additional Credit Card Perks
Various Internet account related services.
Identity theft solutions.
Fraud and security protection services.
Automatic bill payments.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Year-end financial statement (upon request).
Auto rental insurance.
Medical referral services.
Legal referral services.
Lost luggage assistance.
No liability for unauthorized transactions.
Various travel and emergency assistance services.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits.
Special Notations about the Citi PremierPass®
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's
Terms and
Conditions before applying!
