The Citi® Platinum Select® MasterCard, issued by Citibank, is designed for those with fair to good credit or those looking to establish credit history.
This card has a slightly above average interest rate for purchases and balance transfers, but it does offer a 0% introductory APR on purchases for up to the first twelve months. There is also no annual fee.
It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.
Therefore, those with fair to good credit who plan to take advantage of the introductory offer and the services provided will benefit most from what the Citi® Platinum Select® MasterCard has to offer.
This review was updated 2008-06-20T00:00:00.0000000-07:00
| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
|
Optional programs may have a fee. See Terms and
Conditions for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
For Cards with Point Incentives
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
Additional Credit Card Perks
Various Internet account related services.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
No liability for unauthorized transactions.
Fraud and security protection services.
Lost wallet service.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
Optional personal photo on card.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
See website for additional benefits.
Special Notations about the Citi® Platinum Select® MasterCard
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's
Terms and
Conditions before applying!
