The Citi® Platinum Select® Card, issued by Citibank, is designed for those with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.
This card has a reasonable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward purchases and balance transfers for up to twelve months.
It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.
Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® Card has to offer.
This review was updated 2008-05-05T00:00:00.0000000-07:00
| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
|
Optional programs may have a fee. See Terms and
Conditions for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
For Cards with Point Incentives
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
Additional Credit Card Perks
Various Internet account related services.
Reports to all major credit bureaus to help you establish your credit history.
Citi Identity Theft Solutions.
$0 liability on unauthorized purchases.
Secure, free online account management.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Fraud and security protection services.
Lost wallet service.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
Optional personal photo on card.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
See website for additional benefits.
Special Notations about the Citi® Platinum Select® Card
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 8.74%, 12.74%, 16.74%.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's
Terms and
Conditions before applying!
