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    Chase Freedom℠

    The Chase FreedomSM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program. This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn an unlimited 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase FreedomSM has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase FreedomSM has to offer.
    Reviewers Ratings:
    Basic Credit Card Information
    Introductory Rate: 12 months on balance transfers, 6 months on purchases*
    Rate Applied To: Purchases
    Additional Details: 0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.
    Regular APR:
    Variable or Fixed:
    Annual Fee: $0
    Annual Fee Details:
    Application Fee:
    Participation Fee:
    Reload Fee:
    Inactive Fee:
    Total First Year Fees:
    Types Of Rewards:
    Apply for your Chase FreedomSM card today!
    Credit Card Review
    The Chase FreedomSM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program. This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn an unlimited 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase FreedomSM has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase FreedomSM has to offer.

    This review was updated

    Reward Program Information
    Type Of Rewards:
    Reward Program Optional:
    Optional programs may have a fee. See for details.
    For Cards with Cash Back Incentives
    Lowest Possible Rebate: 1%
    Highest Possible Rebate: 20%
    Additional Rebates: Earn 5% cash back in quarterly bonus categories like gas, home improvement and department stores. Earn up to an additional 20% cash back at select merchants when you shop online through Chase.
    Rebate Details: You will earn a 1% rebate for each $1 of net purchases.
    For Cards with Point Incentives
    Points Per Dollar Spent:
    Additional Points:
    Point Details:
    For Cards with Airline Incentives
    Miles Per Dollar Spent:
    Additional Miles:
    Program Details:

    Rewards Expiration Period:

    Annual Limit:

    Additional Credit Card Perks

    See website for additional benefits.

    Special Notations about the Chase Freedom℠

    Always read the credit card's before applying!
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