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Cash Back

Do you like getting paid in order to shop all day long? Do you like getting discounts at your favorite stores? Do you like to get checks in the mail? The normal person would like all of the above. Cash back credit cards offer you the most out of any other credit card. Cash back credit cards give you something for using their service. The normal credit card that just charges an interest rate and never gives you anything back in return is a company that doesn't treat its customers well. Here at Ivic.net we supply you with superior cash back credit cards so you can earn the cash that you deserve. Cash back credit cards allow people with good credit to earn points in which they can later redeem for cash, brand-name merchandise and other such rewards. Start earning your points today by applying for a cash back credit card now!

IVI Credit's mission is to connect you with the perfect credit card for your situation. Everyone should have a credit card that they can be proud. Let us know how we can assist you to make this process easier.

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Credit Card Name

Intro APR/ Period

APR

Fee

Rating

Discover® Motiva Card

The Discover® Motiva Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases. Through the rewards program, cardholders who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate. Cardholders will also earn .25% for purchases made at select warehouse clubs and discount stores. As an added bonus, cardholders are eligible to earn a 5%-20% cashback bonus at participating online retailers through Discover's exclusive online shopping site. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36 month period. Cardholders will also be eligible to earn a pay-on-time bonus. Each time cardholders make six on-time payments in a row they will receive a credit towards the payment of their next month's interest. Cardholders will be eligible to receive the pay-on-time bonus twice a year, every year when monthly payments are received on time. The card has no annual fee and an attractive 3.99% introductory rate on purchases for 12 months and a 3.99% rate on balance transfers for 15 months. The APR for this card is reasonably low for those who qualify. Aside from the reward program, the card also provides several cardholder benefits including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating online retailers (to earn additional cash rebates), plan to pay in full each month after the introductory rate expires (to avoid costly finance charges), and pay on time every month will benefit most from what the Discover® Motiva Card has to offer. *It is important to note that like ma

3.99% APR*

Discover® Motiva Card's Full Credit Card Review

	View Discover® Motiva Card's credit card summary.

Credit Card Name

Intro APR/ Period

APR

Fee

Rating

IberiaBank Visa® Gold Cash Back Rewards Card

The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash reward program. Through the rewards program, cardholders earn 1% in cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account. The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership. In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services. Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.

1.99% APR for 6 Months

IberiaBank Visa® Gold Cash Back Rewards Card's Full Credit Card Review

	View IberiaBank Visa® Gold Cash Back Rewards Card's credit card summary.

Credit Card Name

Intro APR/ Period

APR

Fee

Rating

TrueEarnings(R) Card from Costco and American Express

The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned. In addition to the cash rebates, the card does provide several benefits and services that are commonly found with American Express® credit cards, such as purchase protection, auto rental insurance, and travel accident insurance. The card has an above average interest rate for purchases and balance transfers (for a reward card). There is no annual fee with a paid Costco membership. Cardholders can also take advantage of the 0% introductory offer on purchases. Therefore, those who plan to spend at least $5,000 a year on the card and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the TrueEarnings® Card from Costco and American Express has to offer.

0% on Purchases for 6 months

No Annual

TrueEarnings(R) Card from Costco and American Express's Full Credit Card Review

	View TrueEarnings(R) Card from Costco and American Express's credit card summary.

Credit Card Name

Intro APR/ Period

APR

Fee

Rating

Chase Freedom℠

The Chase Freedom^SM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program. This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn an unlimited 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom^SM has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom^SM has to offer.

12 months on balance transfers, 6 months on purchases*

Chase Freedom℠'s Full Credit Card Review

	View Chase Freedom℠'s credit card summary.

Credit Card Name

Intro APR/ Period

APR

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Rating

Blue Cash(R) from American Express

Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program. Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash® from American Express card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.25% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate. Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance. This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases. Therefore, those who plan to take advantage of the cash back rewards program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express has to offer.

0% on Purchases for 6 months

No Annual

Blue Cash(R) from American Express's Full Credit Card Review

	View Blue Cash(R) from American Express's credit card summary.

Credit Card Name

Intro APR/ Period

APR

Fee

Rating

Discover® More Card - $75 Cashback Bonus

The Discover® More Card - $75 Cashback Bonus, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card that offers a $75 Cashback Bonus® after you make $500 in purchase within your first three months. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More Card - $75 Cashback Bonus has to offer. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of

0% Intro APR

Discover® More Card - $75 Cashback Bonus's Full Credit Card Review

	View Discover® More Card - $75 Cashback Bonus's credit card summary.

Credit Card Name

Intro APR/ Period

APR

Fee

Rating

Discover® More Card - Black

The Discover® More Card - Black, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. Aside from the reward program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More Card - Black has to offer. *It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full

0% Intro APR

Discover® More Card - Black's Full Credit Card Review

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Credit Card Name

Intro APR/ Period

APR

Fee

Rating

Chase Freedom® Visa - $50 Bonus Cash Back

The Chase Freedom® Visa - $50 Bonus Cash Back credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program. This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom® Visa - $50 Bonus Cash Back has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom® Visa - $50 Bonus Cash Back has to offer.

12 months on balance transfers, 6 months on purchases*

Chase Freedom® Visa - $50 Bonus Cash Back's Full Credit Card Review

	View Chase Freedom® Visa - $50 Bonus Cash Back's credit card summary.

Credit Card Name

Intro APR/ Period

APR

Fee

Rating

Chase Freedom® Visa - $100 Bonus Cash Back

The Chase Freedom^SM Visa - $100 Bonus Cash Back credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program. Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to 20% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. Plus, cardholders will receive a $100 cash back bonus after spending just $799 within the first three months of the account opening! Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom^SM Visa - $100 Bonus Cash Back has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom^SM Visa - $100 Bonus Cash Back has to offer.

No Introductory Rate Available

Chase Freedom® Visa - $100 Bonus Cash Back's Full Credit Card Review

	View Chase Freedom® Visa - $100 Bonus Cash Back's credit card summary.

Credit Card Name

Intro APR/ Period

APR

Fee

Rating

Discover® More Card

The Discover® More Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. The card has no annual fee and features an attractive 0% introductory APR on balance transfers for 15 full months, and a 0% introductory APR on purchases for 6 months. Aside from the rewards program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More Card has to offer. *It is important to note that like many cash rewards cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend

0% APR*

Discover® More Card's Full Credit Card Review

	View Discover® More Card's credit card summary.

Credit Card Issuers

Credit Card Features

Additional Information

Cash Back