The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for those with an average or limited credit history.
Through the reward program, cardholders will earn five points per dollar spent at gas stations, major grocery and drug stores, and they earn one point per dollar spent on all other purchases. Points are redeemable for merchandise, cash, travel, and gift cards. There is no limit to the amount of points that can be earned, and points don't expire.
This card does have an annual fee of $29; however, there is a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those with a limited credit history who want a points rewards card with a 0% introductory rate on purchases will benefit most from what the
Capital One® No Hassle Points(SM) Rewards card has to offer.
This review was updated 2008-06-04T00:00:00.0000000-07:00
| Type Of Rewards: |
Point |
| Reward Program Optional: |
No |
|
Optional programs may have a fee. See Data for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
For Cards with Point Incentives
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
5 points per dollar spent at gas stations, major grocery and drug stores. |
| Point Details: |
Points are redeemable for merchandise, cash, travel, and gift cards. |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: None
Annual Limit: None
Additional Credit Card Perks
Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance.
24/7 customer support and online account service.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Special Notations about the Capital One® No Hassle Points(SM) Rewards
*See Capital One® important disclosures for more information.
**The over-the-credit-limit fee will be based on the amount of the
cardholder's credit limit at the time the fee is applied.
Always read the credit card's Data before applying!
