The BucksBack(SM) Platinum Edition® Visa® Card, issued by First National Bank of Omaha, is designed for those with very good credit who are looking for a cash back reward card.
Through the reward program, cardholders earn a 1% cash rebate on all purchases. Cardholders are eligible to receive a $25 reward certificate for every $2,500 in purchases made on the card. Cardholders will also receive a $10 reward certificate upon approval and another $10 certificate after their first purchase.
In addition to the reward program, cardholders can expect various benefits such as purchase protection, auto rental discounts, and travel accident insurance.
There is a 0% introductory APR for purchases for the first twelve billing cycles. The card has no annual fee and a reasonably low APR for purchases and balance transfers (for those who qualify) after the introductory rate expires.
It is important to note that the APRs for all transactions are based on the greater of a variable London Interbank Offered Rate or a fixed rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.
Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the BucksBack(SM) Platinum Edition® Visa® Card has to offer.
This review was updated 2008-04-23T00:00:00.0000000-07:00
| Type Of Rewards: |
Rebate |
| Reward Program Optional: |
No |
|
Optional programs may have a fee. See Data for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
1% |
| Highest Possible Rebate: |
1% |
| Additional Rebates: |
None |
| Rebate Details: |
Cardholders are eligible to receive a $25 reward certificate for every $2,500 in purchases made on the card. |
For Cards with Point Incentives
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: 3 Years
Annual Limit: 75,000 Points ($750)
Additional Credit Card Perks
Various Internet account related services.
Purchase protection.
Auto rental discounts.
Identity theft solutions.
See website for additional benefits.
Special Notations about the Bucksback(SM) Platinum Edition® Visa® Card
The APR is based on LIBOR (London Interbank Offered Rate).
The APR for Purchases and Balance Transfers may vary and will be the greater of 9.99% or the Index plus a Margin of 4.50%, or the greater of 11.99% or the Index plus a Margin of 6.50%, or the greater of 13.99% or the Index plus a Margin of 8.50%, depending on your credit criteria.
The APR for cash advances is equal to the greater of 18.50% + LIBOR (London Interbank Offered Rate) or 19.99%.
The Index Rate is the highest one-month London Interbank Offered Rate as quoted in The Wall Street Journal on any day during the prior 90-day period.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Data before applying!
