The Blue for Business® from American Express is designed for business owners with average credit who want the option to pay over time with no annual fee, an interest-free introductory offer on purchases, and a fee-free business rewards program.
The fee-free Membership Rewards Express® program allows cardholders to earn one point for every dollar they spend. Points can be redeemed through various partners including The Home Depot and Sony. Cardholders can also book any airline at any time through the Membership Rewards Pay with Points program, or use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments.
The card has a 0% introductory rate on purchases for 15 months, and there is no annual fee. It also offers a fixed 4.99% introductory rate on balance transfers for the life of the loan for balance transfers made during the application or within the first 45 days of membership. In relation to other business reward cards, this card has a reasonable interest rate for purchases after the introductory offer expires (for higher qualifying applicants).
Cardholders will be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services. Through the OPEN Savings program, cardholders can also save 3% to 25% on business expenses with companies like FedEx, Delta, Hertz, Hyatt Hotels & Resorts, and more.
Therefore, those business owners who qualify for the lowest rate offered and plan to take advantage of the rewards program and the introductory offers will benefit most from what the Blue for Business® from American Express has to offer.
This review was updated 2008-04-24T00:00:00.0000000-07:00
| Type Of Rewards: |
Point |
| Reward Program Optional: |
Yes |
|
Optional programs may have a fee. See Terms and
Conditions for details. |
For Cards with Cash Back Incentives
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
For Cards with Point Incentives
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
Earn rewards on purchases made by additional cardholders. |
| Point Details: |
Redeem points for flights on any airline at anytime, or redeem points through partners like The Home Depot and Sony. |
For Cards with Airline Incentives
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: None
Annual Limit: None
Additional Credit Card Perks
Option to enroll in fee-free Membership Rewards Express® program.
Use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments.
Access to OPEN Savings for savings on expenses with companies like FedEx, Delta, Hyatt Hotels & Resorts, and more.
Save on air, hotel, and car reservations when you book through the Online Business Travel Center.
Various Internet account related services.
Expense management reports.
Fraud protection.
Return protection.
Extended warranty for purchases.
Purchase protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost and damaged luggage insurance.
Emergency check cashing.
Auto rental insurance.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
Special Notations about the Blue for Business® from American Express
The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's
Terms and
Conditions before applying!
