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Bank of America Cash Rewards Credit Card

Basic Credit Card Information

Introductory Rate:

0% APR for 12 Billing Cycles

Rate Applied To:

Balance Transfers

Additional Details:

The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.

Regular APR:

9.99% / 15.99%

Variable or Fixed:

Fixed

Annual Fee:

Annual Fee Details:

None

Application Fee:

n/app

Participation Fee:

n/app

Reload Fee:

n/app

Inactive Fee:

n/app

Total First Year Fees:

n/app

Types Of Rewards:

Rebate

Lowest Possible Rebate:

Highest Possible Rebate:

Additional Rebates:

None

Rebate Details:

For every $2,500 the cardholder spends, they are eligible to receive a $25 statement credit. Cardholders must call and request the rebate to receive it.

Apply for your Bank of America Cash Rewards Credit Card card today!

Credit Card Review

The Bank of America Cash Rewards Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want to receive cash back for their purchases.

Through the reward program, cardholders earn a 1% rebate per dollar spent on all qualified purchases. For every $2,500 the cardholder spends, they will be eligible to receive a $25 statement credit, which they must claim by calling and requesting the rebate be credited to their account. There is no limit to the amount of rebates that may be earned, and any unclaimed rebates from qualified purchases will expire after five years.

The card has no annual fee, a low introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.

Therefore, those who will be able to take advantage of the reward program and the introductory rate will benefit most from what the Bank of America Cash Rewards Credit Card has to offer.

This review was updated 2008-04-29T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	Rebate
Reward Program Optional:	No
Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives

Lowest Possible Rebate:	1%
Highest Possible Rebate:	1%
Additional Rebates:	None
Rebate Details:	For every $2,500 the cardholder spends, they are eligible to receive a $25 statement credit. Cardholders must call and request the rebate to receive it.

For Cards with Point Incentives

Points Per Dollar Spent:	n/app
Additional Points:	n/app
Point Details:	n/app

For Cards with Airline Incentives

Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: 5 Years

Annual Limit: None

Additional Credit Card Perks

Various Internet account related services. Fraud protection services. See website for additional benefits.

Special Notations about the Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Data before applying!

Creadit Card Issuers

Credit Card Features

Additional Information

Bank of America Cash Rewards Credit Card